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1. Picking the right lender and strategy 😬 Do not and I repeat, DO NOT expect to walk into the bank you’ve been at forever and them to say thanks for being with us since a dollarmite, you can have whatever you like. That is NOT the way it works and you could actually make it harder for yourself by doing this. 2. The value of the home you’re buying on paper 🏡 You might be completely obsessed with the property and be willing to pay whatever for it but that doesn’t mean the lender will think the
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When you get your offer accepted on a house, your lender is going to provide you with a formal quote called a loan estimate. The loan estimate breaks down your loan terms and all the costs associated with your purchase however, you really only need to focus on section A to know if you’re getting a good deal because those are the cost your lender actually controls. All the other costs are going to be exactly the same at the end of the day regardless of the lender you work with. So while it might
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