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Disability insurance is designed to offer coverage in case you become ill or injured and are unable to work. However, what if you’re already dealing with a pre-existing condition when applying for disability insurance? Here are some crucial points to consider: (1) You might still be eligible for long-term disability insurance coverage, but be aware that some policies have exclusions for pre-existing conditions. (2) Certain chronic or severe conditions could potentially disqualify you from obtain
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